Insurance-Canada.ca - Where Insurance & Technology Meet

Patrick has more than 25 years of experience enabling technology and electronic commerce in the insurance and risk management communities. Patrick is a Founding Partner of Insurance-Canada.ca, Inc., the premier source for Canadian information on insurance & technology. Patrick currently serves as Insurance-Canada.ca's Director of Products and Services, and sits on the company's Advisory Board. He edits the Intersection, Insurance-Canada.ca's blog, produces and hosts on-line and in-person events, and develops bespoke offerings for Insurance-Canada.ca's clients. Throughout his career, Patrick has held senior management positions with insurance companies, distributors, consulting firms, and technology solution providers. He serves on boards and committees of various industry associations. Patrick authors articles for leading trade publications and has spoken at insurance and technology conferences in Canada, the US, UK, Europe, and Bermuda. Bobbi and Patrick Vice enjoy living and working in the heart of downtown Toronto, Canada.


“The Envelope, Please”: The Importance of Awards in the Digital World

For the last nine years, Insurance-Canada.ca, supported by excellent practitioners and suppliers, has delivered awards for the use of technology in the insurance industry. This provides a disciplined process to celebrate technology-driven success and to engage all members of our industry in best-of-breed tools and techniques. InsurTech anyone? Why celebrate? Insurance-Canada’s primary purpose is to… Read more »

Artificial Intelligence: Modernity with a Nod to Antiquity

Artificial intelligence (AI) comes with new opportunities to improve underwriting, marketing, new products, claims, and distribution. However, there are known unknowns, and a history of challenges that have little relationship to the technologies. Given the volatility of new tools, evaluating and managing AI is a dynamic task. When the world gives you lemons…. Some start-ups… Read more »

Disruption to the Core

Since 2015, there has been an avalanche of new InsurTech applications that are designed to disrupt existing process and products. Initially, insurers were overwhelmed with opportunities. This is changing rapidly. Suppliers are bringing forward technologies that will require a clear alignment with insurers and an understanding about new linkages to risk data. Yesterday’s Core System… Read more »

Can We Take Pride in Insurance Technology?

For the longest time after I started working in the insurance industry, I accepted the common wisdom that insurance technology was a laggard in comparison to other sectors. Whether that was ever true, InsurTech is definitely at play now, driving innovation. So, can we stop apologizing for being so far behind?  Let’s explore a few… Read more »

Risk, Technology, Engagement: The Wholly Trinity On Display

The business of insurance is changing dramatically.  We have identified three interconnected pressure points – Risk, Technology, and Engagement – that now define critical factors in the new era of insurance. These factors will inform the content of our upcoming Insurance-Canada.ca Technology Conference (ICTC2018).  The following describes the trinity aspects and interleved with  samples of… Read more »

2018: An Insurance Functional Divide?

2018 will be an interesting year. As InsurTech matures, there are increased pressures to join the digital transformation movement. First movers are setting the course for this, but not all will be in a position to adapt quickly. Will this result in fundamentally different types of insurance providers? The starting point may be earlier than you… Read more »

Wishing You A Merry Disruption

It’s that time of the year where we reflect on a year that skated by at the speed of light.  We want to share our thoughts on 2017.  And what we really think about you (it’s pretty good). 2017 Insurance-Canada Technology Conference and Broker Forum Four hundred and fifty professionals attended ICTC&BF2017 in February.  (As an… Read more »

AI – Now and Then

Toronto, ON (Dec. 17, 2017) – Artificial Intelligence (AI) is getting serious attention by insurance practitioners.  There is an expectation that AI will bring new opportunities for market segmentation, underwriting, risk management, claims, and administration.  But the scope is large and can cause paralysis by analysis.  We’ll look at two examples … one that is… Read more »

InsurTech vs InsuranceTech – Who’s Winning?

When the term ‘InsurTech’ first entered the business lexicon, ‘disruption’ was a frequent follower.  Typically, the new technology impact was targeted at Insurers and licensed distributors (agents, brokers, MGAs, etc.).  However,  we may be entering a collaboration period.  Will this truly take hold? Where did the InsurTechs come from? While there had been digital tech… Read more »

The Nice Thing About Standards: They are So Flexible

Canadian Underwriter‘s Greg Meckbach recently described concerns by brokers focused on differences in insurance coverages for water damage to homes. In the article, Glenn McGillvray, managing director of the Institute for Catastrophic Loss Reduction (ICLR), said that the host of wordings by different insurers “causes and will continue to cause confusion, as premiums, deductibles, caps/limits,… Read more »