Following are some key questions to ask your insurance provider before you purchase your car insurance.
- What types of coverage does my province require?
- What optional coverages exist, and which ones should I consider purchasing?
- What are my options for deductibles on collision and comprehensive coverage, and how much does changing the deductible affect my premium?
- Should I purchase coverage for a rental car if my car is in the shop because of a claim?
- Is there also coverage available to protect such a rental car, or a borrowed car, from damage to it that might be my responsibility?
- Am I eligible for any special discounts, such as a driver's training discount, students' discount, alumni discount, or winter tire discount?
- Is there another insurance company offering a lower rate than my current company?
- Is my driving record affecting my rate?
- As my insurance professional, what coverages and limits would you recommend that I carry?
If you are looking for coverage, start from the Auto Insurance page.
Before You Buy…
For things to consider before purchasing auto insurance, see our Buying Checklist.
News and Articles
- Broker Intelligence launches new Auto Reform Module in its AI-powered platform
- Canadians navigating more complex, high-pressure driving conditions than ever: Desjardins Insurance survey
- Volvo, CMT Launch Real-Time In-Vehicle Safety Coaching For Drivers
- Trust Plummets: Three-Quarters of Canadians Feel Mandatory Anti-Theft Technology Needed in Vehicles
- Families feeling the impact of higher gas prices in their daily lives, summer plans and household budgets: CAA Survey
- Digital Becomes the New Front Door for Auto Insurance Shopping, as Nearly Half of New Auto Policies Are Bought Online: JD Power
- Growing Complexity in Trucking Risks Highlights Need for Distinct Coverage Across Units and Cargo
- Lemonade Brings Autonomous Car Insurance to Indiana
- Ontario Auto Insurance Overhaul Leaves Vulnerable Injured Patients Exposed
- CAA warns drivers of emerging auto theft tactics that prey on the goodwill of drivers


