In Canada, motor vehicle insurance (including cars, trucks, motorcycles) is mandatory for the combination of the owner and the operator.
Vehicle insurance falls under provincial jurisdiction. Although the basics of liability, personal injury and property damage are all covered, insurance is different in every province. In B.C., Manitoba and Saskatchewan, most coverage is provided solely by a government insurer. In Quebec, bodily injury coverage is a government offering but the remainder is provided by the insurance industry, as is all auto insurance in the remaining provinces and territories. The features and characteristics of the insurance varies dramatically among these jurisdictions, but in all cases the insurance product is very highly-regulated.
Insurance by an appropriately licenced insurer and distributor is recognized as valid in all the Canadian provinces and territories and the United States. Drive safely; be properly insured.
- Busted! SGI’s top insurance fraud cases from 2020SGI’s Special Investigation Unit caught some folks in a lie last year “If you tell the truth, you don’t have to remember anything.” ― Mark Twain. Regina, SK (Mar. 16, 2021) – Unfortunately, some people don’t always tell the truth when they’re making an insurance claim. When a claim looks ...
News and Articles
- Busted! SGI’s top insurance fraud cases from 2020
- Pull your head out of your apps! Focus on the road
- Economical Insurance Implements CSIO’s My Proof of Insurance for Digital Document Delivery
- So you’ve been charged with impaired driving – Here’s what to expect
- SGI Reports Fewer Road Fatalities in 2020
- Safer driving behaviours are hard to sustain, but it can be done
- Evidence mounts for effectiveness of rear autobrake
- It’s Time For Introspection About Intersections
- Canadians can now buy home and auto insurance directly from TDInsurance.com
- LowestRates.ca customers can now compare rates from Onlia, an innovative insurance company rewarding safe behaviour