Auto Insurance

In Canada, motor vehicle insurance (including cars, trucks, motorcycles) is mandatory for the combination of the owner and the operator.

Vehicle insurance falls under provincial jurisdiction. Although the basics of liability, personal injury and property damage are all covered, insurance is different in every province. In B.C., Manitoba and Saskatchewan, most coverage is provided solely by a government insurer. In Quebec, bodily injury coverage is a government offering but the remainder is provided by the insurance industry, as is all auto insurance in the remaining provinces and territories. The features and characteristics of the insurance varies dramatically among these jurisdictions, but in all cases the insurance product is very highly-regulated.

Insurance by an appropriately licenced insurer and distributor is recognized as valid in all the Canadian provinces and territories and the United States. Drive safely; be properly insured.

Latest News:

  • SGI and law enforcement focusing on seatbelts and child restraints in June
    Regina, SK (June 1, 2021) – In November of 2019, three-year-old Kinsley Powell was in the backseat of her grandfather’s SUV on Highway 2 near Wakaw. As they rounded a curve, an oncoming car swerved, straightened out and then lost control and slammed into the SUV, almost head-on. The resulting ...

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