In Canada, motor vehicle insurance (including cars, trucks, motorcycles) is mandatory for the combination of the owner and the operator.
Vehicle insurance falls under provincial jurisdiction. Although the basics of liability, personal injury and property damage are all covered, insurance is different in every province. In B.C., Manitoba and Saskatchewan, most coverage is provided solely by a government insurer. In Quebec, bodily injury coverage is a government offering but the remainder is provided by the insurance industry, as is all auto insurance in the remaining provinces and territories. The features and characteristics of the insurance varies dramatically among these jurisdictions, but in all cases the insurance product is very highly-regulated.
Insurance by an appropriately licenced insurer and distributor is recognized as valid in all the Canadian provinces and territories and the United States. Drive safely; be properly insured.
- Police are good at catching distracted drivers711 offences set yet another Traffic Safety Spotlight record for distracted driving: SGI CANADA Regina, SK (Apr. 23, 2018) — Cruising through traffic in unmarked SUVs. Plainclothes officers on sidewalks. Watching from elevated vantage points overlooking busy thoroughfares. Operation Bus Cop. Those ...
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