Whether you rent an apartment or live in a home or condo you own, you should have insurance coverage to compensate you for a loss due to fire, theft, vandalism or other cause. You should also have liability insurance in case you did or neglected something which caused a loss to others.
Property insurance, including the home, is much broader and covers many of the things you own – your electronics, art, jewelry, clothing, tools, etc. – against many types of loss in different places, such as the theft of a suitcase from your car, for example.
Latest News:
- Property Guardian Expands Wildfire Risk Analytics to Canada with New 6-in-1 Score for UnderwritersNew physics-based model gives Canadian insurers a property-level, explainable view of wildfire risk and the factors driving it Chicago, IL (Aug. 25, 2026) – Property Guardian, a leader in wildfire risk intelligence for the insurance industry, is pleased to announce the launch of its Canadian ...
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See our property insurance buyers’ checklist for things to consider before buying. For more about the basics, consult our Home Insurance FAQ.
News and Articles
- Property Guardian Expands Wildfire Risk Analytics to Canada with New 6-in-1 Score for Underwriters
- Rising heat, growing exposure, changing hazards: benign first half of 2026 masks rising natural catastrophe risk, finds Swiss Re Institute
- AISIX Solutions Launches Fire Alerts for WildfireScore Retail Application
- Severe weather losses in Manitoba and Saskatchewan climb above $840 million
- TD Insurance and Realtor.ca partner to help Canadians plan for home protection with greater confidence
- Climate Change Responsible for Half of Insurance Premium Increases Since 2008
- IBC shares key insurance guidance for residents affected by flooding
- New Statistics Canada report confirms extreme weather reshaping Canada’s home insurance market
- Ontario Home Insurance Premiums Rise 6.2% Year-Over-Year: Rates.ca Home Insuramap Report
- Preparing for Hail and Strong Winds: Canadians don’t know where to start




