Following are some key questions to ask your insurance provider before purchasing travel insurance in order to avoid any unpleasant surprises when you have a claim.
- What is NOT covered in the plan? (These are called “exclusions.”)
- Does the plan have a deductible that you must pay for each claim?
- Does the plan deny benefits if your medical emergency arises because of a health problem you already had when your trip started? (This is called a “pre-existing condition.”)
- Does the plan require you to determine – by yourself – whether you meet the insurance company's health standards before you can buy?
- Are there specific exclusions that pertain to sports or other activities?
Please note, these questions are intended as a helpful guideline only, and are not meant to be exhaustive.
News and Articles
- Goose Insurance launches Canada’s first standalone worldwide pandemic insurance for travel
- Snowbirds Win Legal Challenge to Reinstate Out-of-Country Insurance Coverage
- Blink Parametric Launches Blink Luggage
- Air Canada Provides Update on Response to COVID-19
- Coronavirus now considered a “known issue” by an increasing number of travel insurers
- Coronavirus: Will I be covered by travel insurance?
- Less than Half of Canadians Buy Travel Insurance, Even as Threats to Health Emerge Worldwide
- Changes Coming to Out-of-Country Medical Coverage in 2020
- International Travel and Tourism to Transform Globally By 2040
- Most Canadians Unaware of New Air Traveller Rights