Following are some key questions to ask your insurance provider before purchasing travel insurance in order to avoid any unpleasant surprises when you have a claim.
- What is NOT covered in the plan? (These are called “exclusions.”)
- Does the plan have a deductible that you must pay for each claim?
- Does the plan deny benefits if your medical emergency arises because of a health problem you already had when your trip started? (This is called a “pre-existing condition.”)
- Does the plan require you to determine – by yourself – whether you meet the insurance company's health standards before you can buy?
- Are there specific exclusions that pertain to sports or other activities?
Please note, these questions are intended as a helpful guideline only, and are not meant to be exhaustive.
Find Travel Insurance
Our simple travel insurance buying checklist will help you to get the coverage you need and avoid unpleasant surprises by asking the right questions before you purchase insurance.
News and Articles
- CSA Reminds Travellers of Looming Cuts to Ontario Health Coverage
- InsurTech Travel Insurance firms Blink and Pluto enter partnership
- Demystifying Travel Insurance For Canadians
- CAA Travel Insurance Introduces Two New Riders To Protect Travellers
- Most Canadians leave their families exposed when it comes to travel insurance
- Medical reasons are behind one-third of Canadians’ travel claims: RBC Insurance
- Ending Out-of-Country Medical Insurance Too Quickly May Put Ontario Consumers at Risk
- Snowbirds oppose Ontario’s plan to eliminate out-of-country medical coverage
- CAA Travel Insurance now covers shared economy bookings within Trip Cancellation and Interruption Coverage
- Most Provinces In Breach of Canada Health Act: Snowbird Report Card
