Following are some key questions to ask your insurance provider before purchasing travel insurance in order to avoid any unpleasant surprises when you have a claim.
- What is NOT covered in the plan? (These are called “exclusions.”)
- Does the plan have a deductible that you must pay for each claim?
- Does the plan deny benefits if your medical emergency arises because of a health problem you already had when your trip started? (This is called a “pre-existing condition.”)
- Does the plan require you to determine – by yourself – whether you meet the insurance company's health standards before you can buy?
- Are there specific exclusions that pertain to sports or other activities?
Please note, these questions are intended as a helpful guideline only, and are not meant to be exhaustive.
Find Travel Insurance
Our simple travel insurance buying checklist will help you to get the coverage you need and avoid unpleasant surprises by asking the right questions before you purchase insurance.
News and Articles
- Ending Out-of-Country Medical Insurance Too Quickly May Put Ontario Consumers at Risk
- Snowbirds oppose Ontario’s plan to eliminate out-of-country medical coverage
- CAA Travel Insurance now covers shared economy bookings within Trip Cancellation and Interruption Coverage
- Most Provinces In Breach of Canada Health Act: Snowbird Report Card
- Trip Cancellation Insurance Not a Priority for Two-Thirds of Canadian Travellers
- Half of Canadians check their work emails while on vacation (72% for Millennials!)
- Preparation is Key for a Rewarding Snowbird Travel Season
- Goose Travel Insurance Launches Across Canada
- AIG Launches Canada’s First Travel Insurance on Demand Smart App
- Don’t forget to pack PATH on your next trip
