Water damage from leaks or overflows within a home is a major irritant and cost to anyone who experiences it.
Tip: Water sensors can monitor for escaped water to warn you or even turn off the supply; check with your insurance provider for recommendations.
Canadian homes come in all shapes and sizes, from houses and apartments to condominiums and mansions. Whether someone owns, rents, or shares their home with others, it’s wise to have some type of home insurance — sometimes it’s even mandatory. When the home or the stuff inside it suffers damage, insurance helps recover from the loss.
Liability insurance, usually associated with property insurance, also helps protect you if you accidentally harm someone else or damage their property. Though some homes have unique circumstances, most homes can be insured with a standard home insurance policy.
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Looking for a more affordable home insurance policy?
Home insurance from Square One starts at only $12/month. They’re so affordable because you choose what to insure, and only pay for what you need. For example, many other policies include coverage for specialty property, like jewellery or collectibles, with predetermined sublimits. If you don't own any expensive specialty property, you don’t have to pay to insure it with Square One. If you need to, you can add specialty property coverage in the amount that’s right for you.
As home insurance experts, Square One offers a range of policies to meet your needs, including house insurance, condo insurance and tenant insurance. To see how much you can save on your home insurance, get an online quote in less than 5 minutes. Square One also offers car insurance (with bundle discounts) in select provinces.
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See our property insurance buyers’ checklist for things to consider before buying. For more about the basics, consult our Home Insurance FAQ.
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