InsurTech Spotlight: Samos Insurance

Samos Insurance

Company: Samos Insurance


Business Category: An insurance practitioner (insurer, MGA, broker, agent)

Maturity Status: Startup (less than 3 years since product went into production)

Product or Service: Surgical risk protection

Area: Life & Health Insurance

Samos is an InsurTech company that creates data-driven niche insurance solutions with the belief that everyone has a right to protect themselves and their loved ones in critical moments of their lives.

What makes us an InsurTech:

Our flagship product, Surgical Risk Protection (SRP), is the world’s first on-demand accidental death insurance for surgical procedures. In the event of death during surgery, SRP provides a death benefit to your beneficiaries with digital-first engagement.

Major features & technology used:

Underpinning SRP is a proprietary machine learning (ML) risk model used to automatically underwrite and auto-adjudicate the vast majority of elective procedures.

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About Samos Insurance

Samos was founded around a single mission: to provide security to folks having surgery. With the backing of world-class investors and insurers like Y Combinator, SiriusPoint, Axis Reinsurance Company and Berkley Life & Health Insurance, Samos is proud to offer a quick, simple and modern way for patients and their loved ones to get peace of mind and insurance coverage when they need it, how they need it. For more information, please visit

Source: Samos Insurance

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