InsurTech Spotlight: Aya


Company: Aya Payments


Business Category: A technology provider of InsurTech tools to insurance practitioners

Maturity Status: Startup (less than 3 years since product went into production)

Product or Service: Aya Health and Wellness Spending Accounts

Area: Life & Health Insurance

Aya is a fully customizable technology company that specializes in healthcare, built with a one-of-a-kind financial architecture. Providing fast digital onboarding, robust real-time reporting and automated adjudication for 100% of claims. Offering the most innovative technology, at the lowest cost, allowing better benefits for everyone.

What makes us an InsurTech:

We offer a prepaid Mastercard for health and wellness spending accounts as well as a traditional pay-as-you-go option. Our technology is fully customizable and allows employers and employees to be fully onboarded within the same day.

Major features & technology used:

Aya uses machine learning to adjudicate 100% of claims – the only company in Canada currently doing this.

About Aya

Aya saw the need for faster, more efficient, and secure fintech digital platforms to help employers and employees manage the complex world of health and wellness spending accounts. For more information, please visit

Source: Aya

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