Nationwide and IMS Partner on Mileage-focused Insurance Telematics Offering

IMS is mileage-based technology partner for Nationwide’s SmartMiles program

Waterloo, ON (Nov. 10, 2020) – IMS (Insurance & Mobility Solutions) is partnering with Nationwide as the technology provider for the SmartMiles® pay-per-mile insurance program. As one of the world’s top three providers of connected car data solutions to insurers, mobility operators and governments, IMS helps power two of Nationwide’s usage-based insurance programs which also includes Nationwide’s SmartRide® discount program that launched in 2011.

The COVID-19 crisis has highlighted how important it is for auto insurers to offer customers flexible and personalized approaches to auto insurance. While driving distance, frequency, and length of trips were decreased dramatically at the onset of the pandemic, many countries have seen driving behaviors edging back toward pre-lockdown levels. IMS enables Nationwide’s pay-per-mile insurance telematics program SmartMiles®, which bases insurance charges on miles driven and also allows drivers to earn up to a 10% discount for safe driving.

“During a time of uncertainty, SmartMiles is successfully giving our customers the ability to control their auto insurance expenses with personalized pricing“, said Teresa Scharn, Vice President of Personal Lines Product Development at Nationwide. “IMS has enabled us to look at, not only miles-driven, but also to factor in driving behavior – an industry first for policyholders.“

IMS has been working with Nationwide since 2011, helping launch SmartRide which is now in 46 states plus D.C. The program gives personalized feedback for drivers to make safer driving decisions, allowing them to earn a discount of up to 40%. In 2019 Nationwide launched SmartMiles with technology provided by IMS, providing customers with a pay-per-mile auto insurance solution.

“IMS has worked with Nationwide to expand the SmartMiles pay-per-mile program across the United States,“ said Bob Skerrett, CEO of Insurance at IMS. “We are delighted to expand our partnership with Nationwide to include two major telematics insurance programs SmartMiles and SmartRide. We look forward to working with Nationwide in the future.“

“IMS is excited to be the technology provider for Nationwide’s SmartMiles consumer offering,” said Nino Tarantino, CEO of IMS (Americas). “Our mileage-based product leverages the power of our device-agnostic IMS DriveSync platform – in this case, using our market-leading OBD-II performance to deliver mileage-based driver analysis from policyholder to insurer. Policyholders pay for the miles driven and insurers get accurate vehicle usage intelligence.”

Learn more about Nationwide’s SmartMiles program, including how to sign-up, here.

For more information on IMS’s mileage-based UBI insurance offering, click here.

About Nationwide

Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States. Nationwide is rated A+ by both A.M. Best and Standard & Poor’s. An industry leader in driving customer-focused innovation, Nationwide provides a full range of insurance and financial services products including auto, business, homeowners, farm and life insurance; public and private sector retirement plans, annuities and mutual funds; excess & surplus, specialty and surety; pet, motorcycle and boat insurance. For more information, visit

About IMS

IMS (Insurance & Mobility Solutions), part of Trak Global Group (TGG), is a global provider of connected car solutions, services, and analytics to insurers, mobility operators, OEMs and governments. IMS is the developer of the cloud-based IMS DriveSync® connected car platform which has received industry acclaim for its ability to offer customers a data source-agnostic, multi-device strategy through which a multitude of B2B and B2C propositions can be taken to market. For more information, visit

About Trak Global Group (TGG)

Trak Global Group (TGG) is the UK-based holding company and owner of IMS (Insurance & Mobility Solutions), a global provider of connected car solutions, services, and analytics for insurers, mobility operators and governments, and Carrot Insurance (Carrot), a B2C telematics insurance broker in the UK and digital insurance platform available to insurers internationally. For more information, visit

Source: St. Nick Media Services on behalf of IMS

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