Whether you rent an apartment or live in a home or condo you own, you should have insurance coverage to compensate you for a loss due to fire, theft, vandalism or other cause. You should also have liability insurance in case you did or neglected something which caused a loss to others.
Property insurance, including the home, is much broader and covers many of the things you own – your electronics, art, jewelry, clothing, tools, etc. – against many types of loss in different places, such as the theft of a suitcase from your car, for example.
Find Home Insurance
See our property insurance buyers’ checklist for things to consider before buying. For more about the basics, consult our Home Insurance FAQ.
Home insurance: a loss doesn't only happen to others
When IBC asked policyholders whether they thought their home was at risk of suffering wind, hail, earthquake or sewer back-up damage, more than 65% of respondents said they did not think their home was at risk. And one in two policyholders believe their home insurance covers them against damage from an overflowing body of water, a risk that is not insurable.
News and Articles
More home & property insurance news and information.