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MIB Solutions and Hooper Holmes Team Up to Provide Risk Management Solutions for the Life Insurance Industry

Braintree, MA (June 2, 2010) - MIB Solutions, Inc. and Hooper Holmes, two companies embedded in the workflow of every North American life insurer, have formed a strategic alliance to help insurers better evaluate excess mortality risk in their book of new business using MIB Solution’s Audit Focus and lab data from Heritage Labs, a division of Hooper Holmes.

Audit Focus is a unique service that lets insurers review 100 percent of their recently issued policies for excess mortality risk. All other approaches to underwriting audit, quality control and risk management must extrapolate findings based on a random sample. By incorporating specifically identified laboratory results from Heritage Labs, Audit Focus is able to provide clearer insights into business exceptions and risk concentrations across every risk class to help fine tune underwriting performance. Audit Focus enhanced with lab data from Heritage Labs provides insurers with a sharper picture than previously possible, particularly for preferred risks.

Both MIB Solutions and Hooper Holmes are industry-leaders in research and analytics relative to the impact medical impairments have on life insurance risk assessment. Together, these firms have the resources and the data to provide unique analytics and new risk management products to their overlapping members/customers in the life insurance industry. "Audit Focus with lab data lets insurers take the pulse of underwriting so they can more closely align mortality risk with company expectations to increase performance," said Stacy J. Gill, executive vice president of MIB Solutions. "We anticipate this will be the first of several collaborative efforts between our companies to help the industry better manage mortality risk.”

Over the last two years, Hooper Holmes’ Heritage Labs division has achieved a leadership position in biostatistical research, subsequently validated by major reinsurers. This research enables insurance companies to design more competitive preferred criteria with improved overall mortality. Heritage Labs has also developed innovative mortality and risk scores, providing a more efficient and cost-effective means to accurately classify applicants and generate reflex tests.

"We are excited about the synergies between MIB Solutions and Heritage Labs and look forward to building product opportunities that help our mutual customers better manage risk,” said Mark Patterson, president of Heritage Labs.

About MIB Solutions

MIB Solutions, Inc., a wholly owned subsidiary of the MIB Group, Inc., develops and markets products and services that help insurance companies make better, more informed underwriting and risk management decisions. In addition to new products and services, its mission is to expand MIB Inc.’s core fraud detection and deterrence services into new markets (www.mibsolutions.com).

About Audit Focus

Audit Focus is provided by MIB Solutions, Inc. exclusively to members of MIB Group, Inc. for assessing and managing their life underwriting risk and not to determine the eligibility of individuals for insurance or benefits. Audit Focus reports are only generated on recently issued policies for which applicants authorized the use of MIB, Inc.'s fraud detection service known as the "MIB Checking Service."

About Hooper Holmes

Hooper Holmes is a leader in collecting personal health data and transforming it into useful information, enabling customers to take actions that manage or reduce their risks and expenses. With presence in hundreds of markets and a network of thousands of examiners, Hooper Holmes can arrange a medical exam anywhere in the U.S. and deliver the results to its customers.

Hooper Holmes has four divisions. Portamedic provides a wide range of medical exam services nationwide. Heritage Labs tests millions of samples annually and helps life insurers improve underwriting performance by better applying the predictive powers of today’s tests. Hooper Holmes’ Services provides the industry’s best value in data collection, teleinterviewing and underwriting services. Hooper Holmes Health & Wellness provides a complete service for wellness, disease management, and managed care companies including scheduling support, fulfillment of supplies, blood collection kits, medical screenings, lab testing and data transmission.