While the health-care system in Canada ensures that virtually everyone living here has access to medical services in any part of the country, it doesn't cover everything. That's where private, or extended, health insurance comes in: it is meant to pick up where your government plan ends. Private health insurance is not the same as emergency health – or travel medical – insurance that you may consider purchasing when you travel outside Canada. Rather, it covers the day-to-day surgeries and treatments that can add up to big bills.
Visitors to Canada who did not purchase adequate travel health coverage, or those newly resident in Canada but not yet covered by the provincial health plan, can buy Visitor to Canada insurance.
If you are looking for travel health insurance, you should check the travel section as well – many providers offer both general and travel health products.
Find Health Insurance
See our buying checklist for some key questions to ask your insurance provider before you purchase health insurance.