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AUTO INSURANCE CHECKLIST 
Following are some key questions to ask your insurance
provider BEFORE you purchase your automobile insurance.
Questions supplied by Michael C. Maclean, F.I.I.C.
- What coverages does the law require me to purchase?
- Can you give me an example of a loss that would be paid under each coverage?
- I understand there are optional coverage selections of Specified Perils, Comprehensive, Collision,
and All Perils. What would each one cover, and which should I consider?
- Is it possible to buy "new for old" coverage on my vehicle and, if not, why not?
- Should I purchase coverage for a rental car if my car is out of use because of an insurance loss?
- Is there also coverage available to protect such a rental car from damage to it that might be my
responsibility?
- As my insurance professional advisor, what coverages and limits would you recommend that I carry?
The preceding questions are intended as a guideline only,
and are not meant to be exhaustive.
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