InsurTech Spotlight: B4E Insurtech

Benefits For Expats

Company: Benefits For Expats Inc. (B4E)


Business Category: A technology provider of InsurTech tools to insurance practitioners

Maturity Status: Startup (less than 3 years since product went into production)

Product or Service: Insurance Infrastructure-as-a-Service for Reinsurers, Cedents and MGAs

Area: Both Property & Casualty insurance and Life & Health insurance

In a world where insurance is undergoing a paradigm shift driven by technology, B4E Insurtech stands at the forefront as a game-changing force. As the pioneering Insurance Infrastructure-as-a-Service provider on a global scale, we have achieved a remarkable feat—digitally mapping the entire insurance supply chain from reinsurers to end consumers. Through our innovative and customizable plug-and-play software solutions for pre-underwritten OTC insurance products, we have not only transformed the industry but also opened doors to a more inclusive future.

What makes us an InsurTech:

B4E Insurtech, a forward-thinking organization, dedicates itself to revolutionizing insurance solutions through innovation, digital transformation, and positive industry change. We empower insurers, reinsurers, MGAs, and intermediaries with state-of-the-art technology to overcome challenges and seize digital opportunities.

Our primary focus is serving the traditionally underserved low-income mass-market segment. By providing an end-to-end digital solution for Over-the-Counter (OTC) products, we cater to the industry’s unique needs.

With unrivaled flexibility, our Reinsurance (or MGA) module facilitates the design and deployment of diverse OTC products, including pet insurance, personal accident coverage, and life insurance. Seamlessly assigning these products digitally streamlines sales processes, reduces costs, and enhances accessibility.

The Insurer Module expedites go-to-market strategies for insurance companies, employing advanced digital solutions and multi-channel distribution. This approach ensures a competitive edge, expands market share, and eliminates reliance on legacy systems.

Through our Sales Module, distribution partners and sales representatives gain real-time insights to drive higher persistence levels, foster client relationships, and ensure enduring loyalty.

What distinguishes us is the comprehensive integration of accounting, claims, audit, commissions, and sales functionalities across all modules and user hierarchies. This integration optimizes operational efficiency, delivering a seamless experience for all stakeholders.

Our commitment to financial inclusion drives us to digitize insurance products, granting the low-income mass-market segment access to affordable income protection and replacement solutions. Our unique subscription-based service offers cutting-edge technology without upfront costs, reshaping the future of Insurtech.

Join us at B4E Insurtech, where we specialize in meeting the distinctive needs of the low-income mass-market segment through our end-to-end digital solution for OTC products. Together, let’s transform the insurance landscape with our groundbreaking system tailored to your specific requirements.

Major features & technology used:

  • Tech-Stack
  • Cloud based/AWS
  • OS Linux
  • NodeJS
  • MongoDb Database
  • S3 Bucket to store uploaded files
  • Mail Services

About B4E InsurTech

B4E Insurtech is an Insurance Technology company that empowers the industry supply chain to create meaningful and affordable insurance products for the mass-market client segment. Our focus is on minimizing technology costs while simplifying processes, driving efficiencies, and expanding geographical reach. To learn more about our mission and services, please visit

Source: B4E InsurTech

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