Drone Cover Now Available to Municipal & Specialty Programs Clients

Princeton, ON (Aug. 29, 2016) – More and more organizations are using drones, also known as unmanned aerial vehicles (UAV), in both the public and private sectors. Drones have practical applications such as helping with public safety, emergency services, video and aerial photography, surveying and architecture/construction. Insurance policies tend to exclude Drones from liability coverages, since drones are considered to be an “aircraft.”

Transport Canada is responsible for regulating drones and requires drones used for work or research to be registered. Transport Canada mandates certain safety regulations including maintaining a minimum amount of liability insurance.

Frank Cowan Company liability and property policies can now be enhanced with endorsements to cover drones. This coverage is intended to close the gap in liability and property insurance because of aviation exclusions. This is not a stand-alone product but rather an enhancement to an existing program.

While our drone endorsements are primarily designed to offer coverage for drones 25kg or less and subject to Transport Canada exemptions, coverage is available for select drones that require a Special Flight Operations Certificate (SFOC). Coverage is tailored specifically for drones having unique exclusions for both property and liability. An application is required in order to quote.

More information on drones:

About Frank Cowan Company

Frank Cowan Company is a Canadian leader in providing specialized insurance programs, including risk management and claims services for municipalities and public service, healthcare, education, community, children’s and social service organizations across Canada. Proven industry knowledge, gained through 89 years of partnering with insurance companies and independent brokers, gives Frank Cowan Company the ability to effectively manage the necessary risk, advisory and claims services for both standard and complex issues. Frank Cowan Company’s head office is located in Princeton, Ontario with a branch office in Cambridge, Ontario. Clients and broker partners receive support out of both locations. For additional information about Frank Cowan Company visit www.frankcowan.com.

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