Toronto, ON (Mar. 24, 2015) – Spring is here, and what that means for Ontario is a sudden spike in warmer temperatures. Melting snow causes basement flooding in many homes across the province each year. The Insurance Brokers Association of Ontario (IBAO) is urging homeowners to follow certain precautions to avoid a possible water damage disaster resulting from flooding.
Conservation Ontario deems flooding to be one of the leading causes of public emergency in the province. Although impossible to control the weather, IBAO encourages Ontarians to take control of their own homes by making a few simple changes that will significantly reduce the negative effects of flood damage.
“Safe guarding your property from potential flood damages and ensuring you know what to do before and after a flood occurs is essential in the protection of yourself, your family and your property,” said IBAO President, Michael Brattman. “Talk to an insurance broker for customized advice about your home in particular. We are here to help.”
IBAO offers these tips to protect your home and property from flooding:
- If the area you live in is susceptible to sewer back-up, make sure your home has a back-flow valve and plugs for drains, toilets and other sewer connectors installed.
- If you have an unfinished basement, we suggest you store items in plastic containers or on shelving at least 12″ off the floor.
- Ensure your window wells are clear of dirt and debris and periodically check your foundation for signs of wear, tear and cracks. Keep eaves and downspouts clear of debris and make sure water flow is directed away from the foundation. If the building code in your area permits it, have the downspouts connected directly to your weeping tiles or sewer drain.
- Check shingles, chimneys, air vent and flashing for any damage. Your eaves troughs and downspout system may have a buildup of leaves and granules from shingles over the winter, which may result in a back-up of water into your residence.
- Shovel away remaining snow from the foundation to reduce surface water during the sudden spring thaw. Areas around ground level windows and window wells should be cleared regularly.
The Insurance Brokers Association of Ontario is a ‘not for profit’ association that represents and serves the interests of over 12,000 independent Property & Casualty Insurance Brokers in the Province of Ontario. For information about IBAO, visit www.ibao.org or www.ibao.org/blog to receive timely news and information updates.
Source: Insurance Brokers Association of Ontario (IBAO)