IBC shares top tips for Fire Prevention Week

Toronto, ON (Oct. 6, 2014) – While equipping your house with smoke detectors continues to be the best way to prevent a fire from damaging your home, there are other steps a family can take to ensure they are prepared against and protected from fire. This Fire Prevention Week, Insurance Bureau of Canada offers Canadians its top 10 tips for preventing fires and saving lives.

“Data shows that, on average, home fires account for 30% of all fires and 73% of all fire-related deaths in Canada,” explained Bill Adams, Vice-President, Western and Pacific, IBC. “To reduce these incidents and keep families safe, IBC encourages everyone to take a few moments this Fire Prevention Week to help prevent a home fire.”

Top 10 Fire Prevention Tips

  1. Install and regularly check smoke detectors – Remove dust, check batteries when the clocks change in the spring and fall, test regularly and replace at least every 10 years.
  2. Create an emergency preparedness plan for your family – Develop a fire evacuation plan, practice executing it and stick to the plan in an emergency.
  3. Frequently inspect and clean chimney flues – Ensure there is no blockage or buildup that could cause a fire.
  4. Install proper light bulbs – Never use light bulbs with a higher wattage than the maximum indicated on the fixture.
  5. Monitor heated appliances and decor – Properly use and watch portable heaters, ensure lint is removed from the dryer, never leave an iron unattended and keep an eye on burning candles.
  6. Be careful when cooking – Use your kitchen safely, especially when deep-frying or cooking with flammable oils.
  7. Properly store flammable materials – Keep gasoline, solvents, waste and other materials that could ignite at a distance of least 10 meters from your home.
  8. Remove dry leaves and debris – Keep leaves, other dry materials and potentially flammable garbage away from the exterior of your house, especially if you have wood or vinyl siding.
  9. Prepare and update a home inventory – Make a list of what you own, including the value of each item; take photos or make a video of your belongings; and update the list regularly.
  10. Assemble a disaster safety kit – Prepare a basic kit of food, water and other necessities that will last at least 72 hours in an emergency.

IBC’s Top 10 tips for preventing fires and saving lives (CNW Group/Insurance Bureau of Canada)

Insurance Coverage

While virtually every home or tenant’s insurance policy covers damage caused by fire as long as the fire was not started intentionally by or at direction of the homeowner, it is important to check that you have appropriate coverage for all of your belongings. IBC encourages consumers to talk to their insurance representatives and understand their policies.

For more information on fire prevention and preparedness see IBC’s Smart Prevention brochure (PDF).

About Insurance Bureau of Canada

Since 1964, IBC has been working with governments across Canada to make our communities safer, championing issues that directly affect Canadians and the property and casualty (P&C) insurance industry. IBC is the national industry association representing Canada’s private home, car and business insurers.

SOURCE: Insurance Bureau of Canada