Don’t Let Flood Waters ‘Write-Off’ Your Ride

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April 26, 2011 – Like oil and vinegar, vehicles and water just don’t mix. Flood waters entering a vehicle can potentially result in extensive damage and cause additional inconvenience at a stressful time, explains Manitoba Public Insurance.

“Water in a vehicle can potentially damage the mechanical and electrical components, which may result in the vehicle being written off,” said Christine Martin, Vice-President, Service Operations, Manitoba Public Insurance.

While people are understandably focused on sandbagging and other efforts to hold back flood waters, it’s hoped vehicle owners will remember to take steps to protect their vehicles from flood damage.

“Manitobans who have concerns about flood danger to their parking places should assume a worst case scenario and act accordingly,” Martin said. “We don’t want customers faced with the added burden of replacing or repairing their vehicles after flood waters have subsided.”

Vehicles particularly at risk are vacation vehicles (fifth-wheelers/pull trailers), snowmobiles, ATVs and vehicles used only occasionally. While they may be parked in locations that are normally safe, overland flooding poses a real danger to them. Vehicle owners should closely review their Autopac policies to ensure their vehicle is fully covered.

Customers should also remember that in the event of a flood, they are still responsible for renewing their driver licenses and vehicle registrations.

“All payments must still be made by the due date to avoid penalties,” said Martin. “We are urging people to plan ahead and act now.”

For specific information about Autopac coverage, including coverage for vehicles in transit and steps that can be taken to protect vehicles, customers should contact their Autopac agent or visit mpi.mb.ca.