Insurance Bureau of Canada urges Manitobans to check insurance policies following weekend tornadoes

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MANITOBA, June 25, 2007 – The Insurance Bureau of Canada (IBC) today urged residents affected by tornadoes that touched down over the weekend in Southern Manitoba to check their homeowner’s policy and contact their insurance representative as soon as possible.

“Damage from wind and hail due to tornadoes is generally covered by home insurance,” said Jim Rivait, Vice-President, Prairies, Northwest Territories and Nunavut, IBC. “Likewise, damage from any objects that might have fallen onto homes as a result of a tornado is also covered.”

At least eight tornadoes — some with winds in excess of 400 km/h — touched down in Southern Manitoba over the weekend, destroying homes, farms and blowing a number of vehicles into ditches. Fortunately, no serious injuries were reported.

Policies vary from insurer to insurer but, in general, damage caused by wind is covered. Also, most homeowners’ policies provide coverage for additional living expenses for those who are unable to live in their home due to structural damage.

“We suggest that everyone, even those not affected by the storm, take this opportunity to review their insurance,” Rivait said. “Homeowners should be aware of what their policies cover and what they don’t cover. It’s best to know this before something happens.”

Environment Canada had forecast a “moderate” risk of more tornadoes in the area on Monday.

Consumers with questions about home, car or business insurance, are urged to call IBC’s Consumer Information Centre at 1-800-377-6378.

About Insurance Bureau of Canada:

Insurance Bureau of Canada is the national trade association of the private property and casualty insurance industry. It represents more than 90% of the non-government home, car, and business insurance in Canada. For more information, visit www.ibc.ca.