North American Life Insurance Activity Up 2% in January : MIB

(Westwood, Mass. � February 23, 2006) North American applications for individually underwritten life insurance increased +2.0% in January, year-over-year, according to the MIB Life Indexsm. This marks the Index�s first year-over-year increase in twelve consecutive months. It was also the first time in four years where January�s application activity was greater than the prior December�s application volume.

In the U.S., January�s application activity was up +2.7% year-over-year, all ages combined. Increases were observed across all age groups: 0-44, +2.2%; 45-59, +4.7%; and 60+, +0.6% as compared to January 2005. January 2006 activity in ages 60+ showed a +7.8% increase relative to December 2005. January �06-to-December �05 changes for ages 0-44 and 45-59 were up +1.1% and +4.6%, respectively./p>

In Canada, January�s application activity was off -4.0% year-over-year, all ages combined standing in contrast to January 2005�s slight +0.8% increase versus January 2004. January 2006 applications by age group varied significantly from the U.S.: 0-44, -5.6%; 45-59, -3.2%; and 60+, +8.3% as compared to January 2005. January �06-to-December �05 changes for all age groups were down across the board: 0-44 (-6.9%), 45-59 (-5.7%) and 60+ (-6.1%).

  Monthly Percent Change
US Canada Total
January ’06 vs. Jan. ’05 +2.7% -4.0% +2.0%
December ’05 vs. Dec. ’04 -5.8% -3.0% -5.5%
January 2006 +2.7% -6.5% +1.7%

About the MIB Life Index

The MIB Life Index is the life insurance industry’s timeliest measure of application activity across the U.S. Released to the media each month, the Index is based on the number of searches life member company underwriters perform on the MIB Checking Service database. Since the vast majority of individually underwritten life premium dollars in North America include an MIB search as a routine underwriting requirement, the MIB Life Index provides a reasonable means to estimate new business activity.

About MIB

MIB is the life and health insurance industry’s most trusted resource for risk information and analytical services. Owned by the industry it has served for more than a century, MIB is uniquely positioned to aggregate industry insights in order to develop products and services for our members that improve their risk management decisions. MIB, Inc. and MIB Solutions, Inc. are wholly-owned subsidiaries of the MIB Group, Inc. Visit www.mib.com.