Beyond Promise – Manulife Financial’s 2002 Public Accountability Statement is now available

TORONTO, April 23, 2003 – Manulife Financial Corporation’s 2002 Public Accountability Statement, entitled “Beyond Promise,” is now available online at for viewing or download.

For Manulife, being a responsible corporate citizen is fundamental to being a world-class company. In 2002, Manulife went beyond its promise to its various stakeholders by making carefully considered contributions to the communities in which we operate in Canada, the United States and Asia.

“The contents of this report is a demonstration of how seriously we take our responsibilities and why we are so proud of our people and programs at Manulife,” said Arthur Sawchuk, Chairman of the Board. “We continuously strive to deliver the highest standards of corporate governance, community giving, employee programs and environmental policies.”

Manulife’s 2002 Public Accountability Statement also details how the Company supports the financing of Canadian business, and provides products and services that make financial services accessible to low-income, senior and
disabled persons.

About Manulife Financial

Manulife Financial is a leading Canadian-based financial services group operating in 15 countries and territories worldwide. Through its extensive
network of employees, agents and distribution partners, Manulife Financial offers clients a diverse range of financial protection products and wealth management services. Funds under management by Manulife Financial were $146.2
billion as at December 31, 2002.

Manulife Financial trades as MFC on the TSX, NYSE and PSE and under “0945” on the SEHK. Manulife Financial can be found on the Internet as