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	<title>The Intersection</title>
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	<link>http://www.insurance-canada.ca/wordpress</link>
	<description>The Intersection:  Where Canadian Technology &#38; Insurance Interests Meet</description>
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		<title>Big Data and Core Systems: Is Co-existence Possible?</title>
		<link>http://www.insurance-canada.ca/wordpress/2013/06/17/big-data-and-core-systems-co-existence/</link>
		<comments>http://www.insurance-canada.ca/wordpress/2013/06/17/big-data-and-core-systems-co-existence/#comments</comments>
		<pubDate>Mon, 17 Jun 2013 21:45:22 +0000</pubDate>
		<dc:creator>Insurance-Canada.ca BlogEditor</dc:creator>
				<category><![CDATA[Analytics]]></category>
		<category><![CDATA[Big Data]]></category>
		<category><![CDATA[Modern Technology]]></category>
		<category><![CDATA[Deb Smallwood]]></category>
		<category><![CDATA[GuideWire]]></category>
		<category><![CDATA[Insurance & Technology]]></category>
		<category><![CDATA[Marcus Ryu]]></category>
		<category><![CDATA[Mark Breeding]]></category>
		<category><![CDATA[SAS]]></category>
		<category><![CDATA[SMA Strategy Meets Action]]></category>

		<guid isPermaLink="false">http://www.insurance-canada.ca/wordpress/?p=4931</guid>
		<description><![CDATA[Big Data is making the news in all sorts of ways. It is being used by actuaries and underwriters to fine-tune selection and become more precise in pricing. It allows claims examiners to detect fraud patterns and lower costs. Marketers can predict patterns of consumer behaviour from Big Data to tailor campaigns to increase sales. Does [...]]]></description>
		<wfw:commentRss>http://www.insurance-canada.ca/wordpress/2013/06/17/big-data-and-core-systems-co-existence/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Technology and the Aging Driver: A Father&#8217;s Day Tale</title>
		<link>http://www.insurance-canada.ca/wordpress/2013/06/15/technolgy-and-the-aging-driver/</link>
		<comments>http://www.insurance-canada.ca/wordpress/2013/06/15/technolgy-and-the-aging-driver/#comments</comments>
		<pubDate>Sun, 16 Jun 2013 03:09:08 +0000</pubDate>
		<dc:creator>Insurance-Canada.ca BlogEditor</dc:creator>
				<category><![CDATA[Autonomous Vehicles]]></category>
		<category><![CDATA[Claims]]></category>
		<category><![CDATA[Pay-As-You-Drive]]></category>
		<category><![CDATA[Telematics]]></category>
		<category><![CDATA[Catherine Kargas]]></category>
		<category><![CDATA[Dr. Mark Rapoport]]></category>
		<category><![CDATA[MARCON]]></category>
		<category><![CDATA[Sunnybrook Health Sciences Centre]]></category>

		<guid isPermaLink="false">http://www.insurance-canada.ca/wordpress/?p=4909</guid>
		<description><![CDATA[Ellen looked over at her dad in the driver&#8217;s seat of the car.  He was smiling as he watched road in front of him, checked the mirrors and monitored the dashboard gauges.  He had not looked this happy since he had his license taken away after being diagnosed with early dementia.  When they arrived at [...]]]></description>
		<wfw:commentRss>http://www.insurance-canada.ca/wordpress/2013/06/15/technolgy-and-the-aging-driver/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Should Telematics/UBI Be Mandatory in Ontario?</title>
		<link>http://www.insurance-canada.ca/wordpress/2013/06/10/should-telematicsubi-be-mandatory-in-ontario/</link>
		<comments>http://www.insurance-canada.ca/wordpress/2013/06/10/should-telematicsubi-be-mandatory-in-ontario/#comments</comments>
		<pubDate>Mon, 10 Jun 2013 23:00:42 +0000</pubDate>
		<dc:creator>Colin Wright</dc:creator>
				<category><![CDATA[Autonomous Vehicles]]></category>
		<category><![CDATA[Telematics]]></category>
		<category><![CDATA[Corner Two Consulting]]></category>
		<category><![CDATA[eCall program]]></category>

		<guid isPermaLink="false">http://www.insurance-canada.ca/wordpress/?p=4892</guid>
		<description><![CDATA[Telematics enabled Usage Based Insurance (UBI) should be mandatory in Ontario.  The advent of the Internet, digital cellular networks, and global positioning systems over the last twenty-odd years has transformed the way we live. These innovations have been disruptive for countless industries and enabled the birth of many new ones. Used to deliver UBI, these [...]]]></description>
		<wfw:commentRss>http://www.insurance-canada.ca/wordpress/2013/06/10/should-telematicsubi-be-mandatory-in-ontario/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is &#8220;Innovation&#8221; The Next &#8220;Awesome&#8221;?</title>
		<link>http://www.insurance-canada.ca/wordpress/2013/06/09/is-innovation-the-next-awesome/</link>
		<comments>http://www.insurance-canada.ca/wordpress/2013/06/09/is-innovation-the-next-awesome/#comments</comments>
		<pubDate>Sun, 09 Jun 2013 22:29:20 +0000</pubDate>
		<dc:creator>Insurance-Canada.ca BlogEditor</dc:creator>
				<category><![CDATA[Analytics]]></category>
		<category><![CDATA[Business-Technology Alignment]]></category>
		<category><![CDATA[IT Management]]></category>
		<category><![CDATA[Telematics]]></category>
		<category><![CDATA[Clayton Christensen]]></category>
		<category><![CDATA[The Innovator's Dilemma]]></category>

		<guid isPermaLink="false">http://www.insurance-canada.ca/wordpress/?p=4868</guid>
		<description><![CDATA[Over the past few years, the term &#8216;awesome&#8217; seems to have lost some of  its meaning as a result of overuse. We&#8217;re wondering if &#8216;Innovation&#8217; is heading in the same direction, at least as it relates to insurance and technology.  We&#8217;d like your thoughts. How does innovation relate to insurance technology? Those of us who [...]]]></description>
		<wfw:commentRss>http://www.insurance-canada.ca/wordpress/2013/06/09/is-innovation-the-next-awesome/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Privacy For Rent or Lease</title>
		<link>http://www.insurance-canada.ca/wordpress/2013/06/03/privacy-for-rent-or-lease/</link>
		<comments>http://www.insurance-canada.ca/wordpress/2013/06/03/privacy-for-rent-or-lease/#comments</comments>
		<pubDate>Mon, 03 Jun 2013 21:45:26 +0000</pubDate>
		<dc:creator>Insurance-Canada.ca BlogEditor</dc:creator>
				<category><![CDATA[Privacy]]></category>
		<category><![CDATA[Telematics]]></category>
		<category><![CDATA[Accenture]]></category>
		<category><![CDATA[Ad Age]]></category>
		<category><![CDATA[Ajusto]]></category>
		<category><![CDATA[Beam Technologies]]></category>
		<category><![CDATA[Canadian Insurance Broker Strategy Group]]></category>
		<category><![CDATA[Desjardins]]></category>
		<category><![CDATA[Ted Harman]]></category>

		<guid isPermaLink="false">http://www.insurance-canada.ca/wordpress/?p=4856</guid>
		<description><![CDATA[After the recent announcement of Ajusto &#8211; the Telematics-driven Usage-Based Insurance program from Desjardins &#8211; there were several posts that derided it as an invasion of privacy for drivers.  But seriously, with everything else going on out in the interconnected world, does anyone really think that driving behaviour is private information? Or any behaviour, for [...]]]></description>
		<wfw:commentRss>http://www.insurance-canada.ca/wordpress/2013/06/03/privacy-for-rent-or-lease/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>ORBiT Message to Brokers:  Market Share/Profitability Are Yours to Lose</title>
		<link>http://www.insurance-canada.ca/wordpress/2013/06/01/orbit-message-to-brokers-market-shareprofitability-are-yours-to-lose/</link>
		<comments>http://www.insurance-canada.ca/wordpress/2013/06/01/orbit-message-to-brokers-market-shareprofitability-are-yours-to-lose/#comments</comments>
		<pubDate>Sat, 01 Jun 2013 22:09:10 +0000</pubDate>
		<dc:creator>Insurance-Canada.ca BlogEditor</dc:creator>
				<category><![CDATA[Broker Technolgy]]></category>
		<category><![CDATA[Broker-Carrier Connectivity]]></category>
		<category><![CDATA[Broker-Carrier Relationships]]></category>
		<category><![CDATA[Bill Morris]]></category>
		<category><![CDATA[IBAO]]></category>
		<category><![CDATA[Insurance Brokers Association of Ontario]]></category>
		<category><![CDATA[Margaret Mead]]></category>
		<category><![CDATA[Navicom]]></category>
		<category><![CDATA[Wendy Watson]]></category>

		<guid isPermaLink="false">http://www.insurance-canada.ca/wordpress/?p=4843</guid>
		<description><![CDATA[Coming away from this year&#8217;s ORBiT Road Show session, the overarching message seemed to be:  Ontario brokers have an enviable position with market share and have tools to improve profitability.  However, too many brokers are doing little to sustain this in the face of changes in the market and new, powerful competitive forces. Our question [...]]]></description>
		<wfw:commentRss>http://www.insurance-canada.ca/wordpress/2013/06/01/orbit-message-to-brokers-market-shareprofitability-are-yours-to-lose/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Telematics/UBI and Driverless Vehicles: Is There a Battle Royale Forming?</title>
		<link>http://www.insurance-canada.ca/wordpress/2013/05/26/telematicsubi-and-driverless-vehicles-is-there-a-battle-royale-forming/</link>
		<comments>http://www.insurance-canada.ca/wordpress/2013/05/26/telematicsubi-and-driverless-vehicles-is-there-a-battle-royale-forming/#comments</comments>
		<pubDate>Sun, 26 May 2013 22:15:20 +0000</pubDate>
		<dc:creator>Insurance-Canada.ca BlogEditor</dc:creator>
				<category><![CDATA[Analytics]]></category>
		<category><![CDATA[Autonomous Vehicles]]></category>
		<category><![CDATA[Insurance 2023]]></category>
		<category><![CDATA[Pay-As-You-Drive]]></category>
		<category><![CDATA[Telematics]]></category>
		<category><![CDATA[Ajusto]]></category>
		<category><![CDATA[Catherine Kargas]]></category>
		<category><![CDATA[Desjardins]]></category>
		<category><![CDATA[MARCON]]></category>
		<category><![CDATA[Usage-Based Insurance]]></category>

		<guid isPermaLink="false">http://www.insurance-canada.ca/wordpress/?p=4827</guid>
		<description><![CDATA[There is an interesting debate involving a couple of possibly competing trends: one is the use of Telematics to support Usage-Based Insurance (UBI); the other is the emergence of Driverless Vehicles.  We think that some of the discussions might be muddling some issues &#8212; and, regardless of the outcome, we think there are some clear [...]]]></description>
		<wfw:commentRss>http://www.insurance-canada.ca/wordpress/2013/05/26/telematicsubi-and-driverless-vehicles-is-there-a-battle-royale-forming/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Is The Media the Message for Successful Brokers?</title>
		<link>http://www.insurance-canada.ca/wordpress/2013/05/23/is-the-media-the-message-for-successful-brokers/</link>
		<comments>http://www.insurance-canada.ca/wordpress/2013/05/23/is-the-media-the-message-for-successful-brokers/#comments</comments>
		<pubDate>Fri, 24 May 2013 02:38:57 +0000</pubDate>
		<dc:creator>Insurance-Canada.ca BlogEditor</dc:creator>
				<category><![CDATA[Social Media]]></category>
		<category><![CDATA[ACT]]></category>
		<category><![CDATA[Chad Davis]]></category>
		<category><![CDATA[Chris Paradiso]]></category>

		<guid isPermaLink="false">http://www.insurance-canada.ca/wordpress/?p=4812</guid>
		<description><![CDATA[What differentiates a  broker/agent who successfully uses social media for marketing from one who does not?  Is it the right media &#8212; or something else? We&#8217;d like to compare a few examples and then make a suggestion.  We&#8217;d like your thoughts. What Does Success Look Like? In our view,  success in the use of social [...]]]></description>
		<wfw:commentRss>http://www.insurance-canada.ca/wordpress/2013/05/23/is-the-media-the-message-for-successful-brokers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Telematics/Usage-Based Insurance: Where Do Canadian Brokers Fit?</title>
		<link>http://www.insurance-canada.ca/wordpress/2013/05/20/telematicsusage-based-insurance-where-do-canadian-brokersfit/</link>
		<comments>http://www.insurance-canada.ca/wordpress/2013/05/20/telematicsusage-based-insurance-where-do-canadian-brokersfit/#comments</comments>
		<pubDate>Mon, 20 May 2013 22:54:49 +0000</pubDate>
		<dc:creator>Insurance-Canada.ca BlogEditor</dc:creator>
				<category><![CDATA[Broker-Carrier Relationships]]></category>
		<category><![CDATA[Telematics]]></category>
		<category><![CDATA[Ajusto]]></category>
		<category><![CDATA[Desjardins]]></category>
		<category><![CDATA[Progressive]]></category>
		<category><![CDATA[SSP]]></category>
		<category><![CDATA[Wunelli]]></category>

		<guid isPermaLink="false">http://www.insurance-canada.ca/wordpress/?p=4799</guid>
		<description><![CDATA[Since Desjardins&#8217; May 13th launch  of Ajusto &#8211; a Telematics enabled Usage Based Insurance (UBI) product &#8211; there have been active discussions about how independent brokers in Canada could fit in as distributors of this type of product.  We think that brokers have a unique opportunity to define the future for themselves and their customers [...]]]></description>
		<wfw:commentRss>http://www.insurance-canada.ca/wordpress/2013/05/20/telematicsusage-based-insurance-where-do-canadian-brokersfit/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Can IT Be Aligned with Turbulence?</title>
		<link>http://www.insurance-canada.ca/wordpress/2013/05/17/can-it-be-aligned-with-turbulence/</link>
		<comments>http://www.insurance-canada.ca/wordpress/2013/05/17/can-it-be-aligned-with-turbulence/#comments</comments>
		<pubDate>Fri, 17 May 2013 18:47:48 +0000</pubDate>
		<dc:creator>Insurance-Canada.ca BlogEditor</dc:creator>
				<category><![CDATA[Business-Technology Alignment]]></category>
		<category><![CDATA[IT Management]]></category>
		<category><![CDATA[ACORDLOMA Forum]]></category>
		<category><![CDATA[Celent]]></category>
		<category><![CDATA[Chan and Reich]]></category>
		<category><![CDATA[Chuck Johnston]]></category>
		<category><![CDATA[Gartner]]></category>
		<category><![CDATA[Henderson and Venkatraman]]></category>
		<category><![CDATA[Insurance Networking News]]></category>
		<category><![CDATA[Kimberly Harris-Ferrante]]></category>
		<category><![CDATA[Matt Josefowicz]]></category>
		<category><![CDATA[Novarica]]></category>
		<category><![CDATA[Obamacare]]></category>

		<guid isPermaLink="false">http://www.insurance-canada.ca/wordpress/?p=4763</guid>
		<description><![CDATA[Within the IT management community, &#8220;alignment&#8221; has been a hot topic for some time.  If, as some suggest, the insurance industry is on the edge of some fundamental, possibly existential challenges, the question might be, &#8220;align with what?&#8221; What is &#8216;Alignment&#8217;, Anyway? A frequently cited review of literature by Chan and Reich, &#8216;IT Alignment: What [...]]]></description>
		<wfw:commentRss>http://www.insurance-canada.ca/wordpress/2013/05/17/can-it-be-aligned-with-turbulence/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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