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North American Life Insurance Activity Off 3.9 % in July

(Westwood, Mass. - August 22, 2005) North American application activity for individually underwritten life insurance declined -3.9% in July, year-over-year, according to the MIB Life Index SM. It was the Index’s sixth consecutive monthly year-over-year decline in the past seven months. On a year-to-date basis, July application activity was off -3.3% for North America; -3.4% and -2.8% for the U.S. and Canada, respectively. Application volumes June-over-July 2005 were off -6.0% in North America; the fourth straight year of declining activity for this monthly interval, each of which was in the minus five-to-six percent range.

U.S. application activity declined -3.9% in July, year-over-year, for all ages combined. July’s year-over-year declines were seen across all three age groups: -4.6%, -3.5% and -1.6% for age groups 0-44, 45-59 and 60+, respectively. Year-to-date, U.S. applications ran -3.4% below that of the same period 2004 for all ages combined. Demographically, only the 60+ age group ran ahead of 2004 year-to-date levels, up +1.1%.

Canadian application activity declined -3.7% in July, year-over-year, for all ages combined. In contrast to the U.S., applications in Canada declined more in the 0-44 and 60+ age groups year-over-year, off -4.7% and -5.1%, respectively, than in the 45-59 age group, off -1.0% versus July 2004. Year-to-date, Canadian activity was -2.8% below that of the same period 2004 for all ages combined.

	Monthly Percent Change vs. 2004
	US	Canada	Total
July 2005	-3.9%	-3.7%	-3.9%
June 2005	-3.0%	-3.9%	-3.1%
YTD 2005	-3.4%	-2.8%	-3.3%

	Monthly Percent Change vs Previous Month
	US	Canada	Total
July 2005	-5.2%	-11.8%	-6.0%

About MIB Group, Inc.

MIB Group, Inc., headquartered in Westwood, Massachusetts, is the premier provider of Internet-based information and knowledge services to the risk management market space in North America and a leading facilitator of electronic insurance commerce. MIB customers underwrite over 95 percent of the premium dollars for individual life insurance issued in the United States and Canada. MIB Group Inc. companies include MIB, Inc. and e-Services Corporation. For more information, visit www.mib.com.