Most households, groups, organizations and businesses have insurance for regular day-to-day activities. For any reason from celebrating to fund-raising, these same people will from time to time plan and hold a special event, be it a simple backyard birthday party, a wedding at a church, an annual kick-off in a theatre, a street party, a fund-raiser at a hall, or something completely different, with the location and the number and type of guests ranging widely.

Any of these events could be planned as non-alcoholic or could feature liquor being served. The serving of alcohol raises a number of additional issues, and an addiitonal set of coverages is required.

Anyone planning a special event should be aware that there may be liability issues and risks not covered by regular insurance. It is wise to review the risks and add coverage against the liability exposures which a special event may create.

PAL Insurance Brokers offers these tips for being a good party host, anytime.

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contact info	Offices in Calgary AB, Simcoe ON serving all of Canada	Special Event Liability Party Alcohol Liability Server Liability Weddinguard
PAL is synonymous with short-term host liability policies for weddings, bar mitzvahs, concerts, jack & jill, banquets, socials, beer tents, wine tastings, dances, house parties ... a wide range of special events with or without liquor, at one's home or in a rented facility. PAL also offers Server Liability: an annual policy which provides protection against alcohol related lawsuits for people who serve alcohol to the public, either through employment or volunteer activities. PAL high quality service: User friendly internet access to rates, quote requests, and applications. We respond to electronic queries within 48 hours. Two offices (Alberta and Ontario) with toll-free telephone lines to span time-zones across the country. PAL, your source for special event host liability coverage