Around the world it seems are increasing numbers of high risk situations, or situations which are not so high risk but where the individual is a high-cost or specialized resource. Losses in either of these situations can be high when something goes awry. This personal accident insurance, for individuals or groups, to insure against some of these situations.
Whether a test flight pilot is seeking death coverage, missionaries are working in war-torn countries, a top Executive is traveling in the Middle East or a Company has employees visiting Columbia, Personal Accident Coverage has the answer.
Provider Profiles
L.J. Gosselin & Associates
332 Glebeholme Blvd.
TORONTO ON M4C 1V1
Tel: 416-481-5234
Fax: 416-481-0691
Toll free: 1-800-661-3448
Mobile: (416) 346-9526 |
Head Office in Toronto,
serving all of Canada
except P&C in Manitoba |
High Limit AD&D
War Risk Exposures
Seat Accident
Own Occupation Permanent & Total Disability (PTD)
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louis@ljga.ca |
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The following Personal Accident insurance product lines are available:
- Individual Insurance
- High Limit Accidental Death & Dismemberment (including High Risk Occupations/Hobbies)
- Seat Accident (Air only AD&D cover)
- Temporary Total Disability (Accident & Sickness)
- High Limit Lump Sum Permanent & Total Disability for Physicians, Lawyers, etc.
- Funding of Buy-Sell Agreements with Lump Sum PTD cover (Accident & Sickness)
- High Limit/Risk Travel Insurance
- War Risk Coverage
- Group Coverage
- Catastrophe Group Accident Coverage
- Excess Hospital/Medical Expenses including Emergency Assistance
- Defense Base Act Liability (contractors working in Iraq and Afghanistan)
- Tuition Protection Program
- Aggregate Stop-Loss Protection on Self Funded Programs (Disability Income or Medical)
- Expatriate Programs (AD&D, disability income, medical)
- Kidnap, Ransom & Extortion Insurance (Corporate or Family)
- PTD Group Programs for Professional Associations
Our office specializes in Personal Accident Insurance since 1988 and, as Wholesale Managing Agents, we have access to several domestic insurance markets, in addition to being Open Market Correspondents at Lloyd’s. Reinsurance facilities also available.
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