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TransUnion Launches Dynamic Monitoring

Solution provides leading insight in predicting customer behaviour and risk

TORONTO, Aug. 19 2008 -- Focusing on more predictive risk management solutions and up-to-date and actionable data, TransUnion today announced the launch of Dynamic Monitoring to pinpoint risks and assist in predicting credit behaviour for the Canadian marketplace. In today's dynamic market and challenging economic climate, this new solution provides greater clarity in managing potential fraud, maximizing marketing efforts and credit and collections portfolios.

Dynamic Monitoring helps businesses tailor their own credit risk criteria, setting their own threshold levels, amount of data to be analyzed and how frequently they want the data updated -- monthly, weekly or daily. Behaviour thresholds can be established for risk, marketing efforts, potential fraud detection and collection actions. For example, Dynamic Monitoring can alert business when their own customers might have opened several accounts within a short period of time; have a noticeable change in their credit score; have paid off a large debt recently; have an increased number of credit inquiries on their file over a period of time; or a combination of several variables.

Going beyond typical reactive measures of portfolio management, this solution is action-based, monitoring for specific financial events rather than looking at a monthly or quarterly time frame. This is essential in reaching current and prospective customers with today's increased competition and financial challenges.

"TransUnion's Dynamic Monitoring helps financial institutions and lenders anticipate, react and predict consumer behaviour on credit and spending through a customized platform," said TransUnion's Derrick Breau, vice president, Sales and Marketing. "Monthly, weekly and even daily, businesses can now have a clear and accurate gauge of customers' behaviours and the likelihood of events to account for fluctuation and previously unanticipated events."

To learn more about Dynamic Monitoring and how it can help understand customer behaviour and mitigate risks, please visit http://www.transunion.ca/business.

About TransUnion

As a global leader in credit and information management, TransUnion creates advantages for millions of people around the world by gathering, analyzing and delivering information. For businesses, TransUnion helps improve efficiency, manage risk, reduce costs and increase revenue by delivering comprehensive data and advanced analytics and decisioning. For consumers, TransUnion provides the tools, resources and education to help manage their credit health and achieve their financial goals. Through these and other efforts, TransUnion is working to build stronger economies worldwide. Based in Toronto, with global headquarters located in Chicago, Illinois, TransUnion provides local service and support throughout Canada. Visit http://www.transunion.ca to learn more.