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Owning a home is a privilege. Making sure it is properly insured is a necessity, to your mortgagor if you have a mortgage and for your peace of mind.
But how much insurance? To find out, follow the steps suggested below by Insurance Bureau of Canada.
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Home insurance checklist
Is your home insurance coverage up-to-date? It's worth it to check!
All homeowners should insure their houses according to what it would cost to rebuild the house in the event it is destroyed. This is called the replacement cost, and it is different from the market value of your home, and even your tax assessment value. Use our checklist to help your insurance professional calculate the proper amount of insurance for your home.
A message from Insurance Bureau of Canada, representing Canada’s home, car and business insurers. Want to learn more? Visit ibc.ca for consumer-friendly insurance tips.
Contact IBC Toll-free:
BC, Saskatchewan and Manitoba: 1-877-772-3777 ext. 222
Alberta and the North: 1-800-377-6378
Ontario: 1-800-387-2880 ext. 4700
Quebec: 1-877-288-4321
Atlantic: 1-800-565-7189 ext. 227
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