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This page will provide you with general information about disability insurance. If you are doing research before buying disability insurance, our featured health insurance online quotes providers can help you to estimate pricing.

During one's working career, there are often financial and family commitments which must be maintained. In the event of a disability, one is unable to work and income is at risk. Some employers offer some sort of combination of short and long term disability insurance as part of their employee benefits package, but other employers include or offer less coverage. Those who are self-employed may need some insurance for such eventualities.

As for most insurance, be sure you understand what you need, and what you are buying. Jim Bullock's guide, Shopping For Disability Insurance, may be useful; we also have a buying checklist to help you get the coverage you need and avoid unpleasant surprises by asking your insurance representative some key questions before you buy or renew your disability insurance.

More: information, news & articles.

Featured Providers

L.J. Gosselin & Associates 332 Glebeholme Blvd. TORONTO ON M4C 1V1 Tel: 416-481-5234 Fax: 416-481-0691 Toll free: 1-800-661-3448 Mobile: (416) 346-9526	Head Office in Toronto, serving all of Canada	- High Limit Disability - War Risk Exposures - Own Occupation Permanent & Total Disability (PTD) - Key Person - Pro Athletes
louis@ljga.ca
We provide the following Disability Insurance products: High Limit Disability Insurance – Hazardous Occupations/Hobbies) Temporary Total Disability (Accident & Sickness) High Limit Lump Sum Permanent & Total Disability for Physicians, Lawyers, etc. (own occupation coverage) Funding of Buy-Sell Agreements with Lump Sum PTD cover (Accident & Sickness) Contract Protection/Creditor Disability Temporary or Permanent Disability for Professional Athletes Key Person Disability War/Terrorism Risk Coverage Defense Base Act Liability (contractors working in Iraq, Afghanistan etc.) Tuition Protection Program Pilot Loss of License Cover Our office specializes in Disability Insurance since 1988 and, as General Agents, we have access to several domestic insurance markets, in addition to being Open Market Correspondents at Lloyd's.

Things to keep in mind

Consult our Online Quotes Overview for some considerations and caveats before purchasing insurance online.